Financial Planning
Microsoft Excel Expert

Business:

• Cash Flow Projections and Analysis
• Budgeting
• Financial Statement Ratio Analysis / Trend Analysis: Apply financial ratios to (1) evaluate the condition of your business and (2) identify trends, both positive and negative
• Bench-marking: Compare your business to similar businesses using industry-standard benchmarks.
• Performance Appraisals and Measurement

Personal:

• Real Estate Return On Investment (ROI): Quantify the return considering all relevant factors, not just anecdotes, rules of thumb, and sales pitches.
• Charitable Remainder Trust: Quantify the net present value considering all relevant factors to aid in the decision of whether it makes sense, and if so, what type of CRT to use.
• Insurance Needs: Quantify how much insurance an individual or family needs: life, disability, umbrella, etc.
• Saving For College: How much is needed?
• . . . and many other areas of planning

I do not sell any insurance, annuities, investments, or software.  I do not accept any commissions or referral fees whatsoever.  What I offer is unbiased professional advice.